Hedge Fund Database

BETTER MONEY DECISIONS

BETTER MONEY DECISIONS, LLC Legal Name

Adviser information for BETTER MONEY DECISIONS last updated from Form ADV on February 21st, 2024. Select data displayed; additional Form ADV, Form D, Form 13F and other data is available from the Fincoded API.

Advisory Business

Type of Organization Limited Liability Company
Fiscal Year End DECEMBER
Legal Location New Mexico, United States

Employees

Total Number of Employees 8
Investment Advisory/Research 6
Registered Broker-Dealer Representatives 0
Registered State Investment Advisers 6
Licensed Agents of an Insurance Company 0
No. of Firms/People that Solicit Clients 0

RAUM

Provides Management of Securities Portfolios Yes
Type Accounts RAUM
Discretionary 276 $271.9M
Non-Discretionary 0 $0
Total 276 $271.9M

Clients

Type Number RAUM
Individuals 192 $97.1M
HNW Individuals 77 $153.1M
Banking or thrift institutions 0 $0
Investment companies 0 $0
Business development companies 0 $0
Pooled investment vehicles 0 $0
Pension and profit sharing plans 0 $0
Charitable organizations 7 $21.7M
State or municipal gov entities 0 $0
Other investment advisers 0 $0
Insurance companies 0 $0
Sovereign wealth funds and foreign official institutions 0 $0
Corporations or other businesses 0 $0
Other 0 $0
Type Number
No. of Non-RAUM Clients 0
No. of Non-U.S. Clients 0
No. of Financial Planning Clients 101-250

Services

Advisory Services Financial planningPortfolio management for individuals and/or small businesses
Compensation % of AUMFixed fees

Identifiers

SEC RIA File Number 801-115227
SEC ERA File Number 801-115227
SEC CIK Numbers 1858428
SEC CRD Numbers 172980
Legal Entity Identifier None

Principal Office

460 ST. MICHAEL'S DRIVE
SUITE 902
SANTA FE
NM
United States
Monday - Friday, BY APPOINTMENT
Tel: 844-507-0961, Fax: 505-806-7534

Websites

betterfinancialdecisions.com www.bettermoneydecisions.com www.linkedin.com/company/better-money-decisions

Chief Compliance Officer

LORRAINE ELL
MANAGING MEMBER
6207 WHIFFLETREE LN
MIDLAND
MI
United States
Tel: 844-507-0961
Fax: 5053592210
(Full email address available in API data)

Industry Affiliates

None

Private Funds

Name Type Assets $USD Min Investment $USD No. Owners
None

Control Persons

Name Type Entity Title Since Ownership
ELL, LORRAINE, FRASSINELL Individual – MANAGING MEMBER, CCO 11/2015 50-75%
KNIGHT, LEA ANN, GARRISON Individual – MINORITY OWNER 01/2019 25-50%

No. Employees, Historic

105020192020202120222023202420257 on 4/4/20197 on 5/6/20197 on 5/6/20197 on 8/23/20197 on 11/19/20199 on 3/6/20209 on 4/24/20209 on 6/24/20204 on 3/3/20214 on 4/16/20214 on 12/8/20216 on 3/2/20226 on 2/23/20236 on 4/10/20236 on 4/10/20236 on 8/9/20236 on 8/22/20237 on 1/12/20247 on 1/29/20248 on 2/21/2024

RAUM, Historic

300M150M02019202020212022202320242025110411153 on 4/4/2019120557046 on 5/6/2019120557046 on 5/6/2019120557046 on 8/23/2019120557046 on 11/19/2019148870610 on 3/6/2020148870610 on 4/24/2020148870610 on 6/24/2020131257866 on 3/3/2021131257866 on 4/16/2021131257866 on 12/8/2021199457431 on 3/2/2022197887888 on 2/23/2023197887888 on 4/10/2023197887888 on 4/10/2023197887888 on 8/9/2023197887888 on 8/22/2023197887888 on 1/12/2024271903360 on 1/29/2024271903360 on 2/21/2024

No. Clients, Historic

30015002019202020212022202320242025143 on 4/4/2019152 on 5/6/2019152 on 5/6/2019152 on 8/23/2019152 on 11/19/2019216 on 3/6/2020216 on 4/24/2020216 on 6/24/2020213 on 3/3/2021213 on 4/16/2021213 on 12/8/2021191 on 3/2/2022284 on 2/23/2023284 on 4/10/2023284 on 4/10/2023284 on 8/9/2023284 on 8/22/2023284 on 1/12/2024276 on 1/29/2024276 on 2/21/2024

Holdings

From latest 13F, filed July 24th, 2024 for period ending June 30th, 2024
Name Class Value $USD # Shares Private Fund
ALPHABET INC CAP STK CL A 695K 4K –
AMAZON COM INC COM 2M 8K –
APPLE INC COM 4M 18K –
BERKSHIRE HATHAWAY INC DEL CL B NEW 412K 1K –
CHEVRON CORP NEW COM 485K 3K –
COCA COLA CO COM 332K 5K –
COSTCO WHSL CORP NEW COM 309K 363 –
DIMENSIONAL ETF TRUST US TARGETED VLU 8M 147K –
DIMENSIONAL ETF TRUST US CORE EQUITY 2 685K 21K –
DIMENSIONAL ETF TRUST WORLD EX US CORE 278K 11K –
FLEXSHARES TR STOX US ESG SLCT 386K 3K –
INVESCO QQQ TR UNIT SER 1 266K 556 –
ISHARES TR CORE S&P500 ETF 1M 2K –
ISHARES TR ISHS 1-5YR INVS 13M 253K –
ISHARES TR CORE MSCI EAFE 16M 216K –
ISHARES TR IBOXX HI YD ETF 1M 18K –
ISHARES TR ESG SCRND S&P500 4M 99K –
ISHARES TR ESG SCRD S&P MID 639K 16K –
ISHARES TR ESG AWRE 1 5 YR 2M 82K –
ISHARES TR RUS 1000 ETF 275K 924 –
ISHARES TR ESG SCRND S&P SM 1M 28K –
ISHARES TR US INDUSTRIALS 416K 3K –
ISHARES TR CORE S&P MCP ETF 9M 146K –
ISHARES TR USD GRN BOND ETF 728K 16K –
ISHARES TR ESG MSCI LEADR 386K 4K –
ISHARES TR CORE MSCI INTL 269K 4K –
ISHARES TR CORE S&P SCP ETF 998K 9K –
ISHARES TR ESG ADVNCD HY BD 214K 5K –
ISHARES TR U.S. TECH ETF 924K 6K –
ISHARES TR CORE INTL AGGR 1M 26K –
ISHARES TR ESG AWR US AGRGT 2M 36K –
JPMORGAN CHASE & CO. COM 573K 3K –
KKR & CO INC COM 217K 2K –
META PLATFORMS INC CL A 270K 535 –
MICROSOFT CORP COM 1M 2K –
NETFLIX INC COM 468K 693 –
NUSHARES ETF TR NUVEEN ESG LRGVL 516K 14K –
NUSHARES ETF TR NUVEEN ESG EMRGN 554K 19K –
NUSHARES ETF TR NUVEEN ESG INTL 3M 105K –
NVIDIA CORPORATION COM 1M 9K –
SCHWAB STRATEGIC TR US MID-CAP ETF 208K 3K –
SELECT SECTOR SPDR TR TECHNOLOGY 262K 1K –
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 1M 34K –
SPDR INDEX SHS FDS PORTFOLIO EMG MK 8M 218K –
SPDR S&P 500 ETF TR TR UNIT 565K 1K –
SPDR SER TR S&P KENSHO INTLG 215K 6K –
SPDR SER TR PORTFOLIO AGRGTE 3M 126K –
SPDR SER TR PORTFOLIO SH TSR 12M 407K –
SPDR SER TR PORTFOLIO SHORT 277K 9K –
SPDR SER TR PRTFLO S&P500 VL 2M 33K –
SPDR SER TR PORTFOLI S&P1500 1M 20K –
SPDR SER TR PRTFLO S&P500 GW 2M 20K –
SPDR SER TR BLOOMBERG INVT 3M 101K –
VANGUARD INDEX FDS SMALL CP ETF 6M 27K –
VANGUARD INDEX FDS TOTAL STK MKT 327K 1K –
VANGUARD INDEX FDS S&P 500 ETF SHS 7M 14K –
VANGUARD INDEX FDS MID CAP ETF 329K 1K –
VANGUARD INDEX FDS LARGE CAP ETF 244K 977 –
VANGUARD SCOTTSDALE FDS INT-TERM CORP 3M 41K –
VANGUARD SPECIALIZED FUNDS DIV APP ETF 624K 3K –
VANGUARD WHITEHALL FDS HIGH DIV YLD 256K 2K –
VANGUARD WORLD FD ESG US STK ETF 480K 5K –
VANGUARD WORLD FD INF TECH ETF 249K 431 –
VANGUARD WORLD FD HEALTH CAR ETF 1M 4K –
VANGUARD WORLD FD ESG INTL STK ETF 241K 4K –