HOWE AND RUSLING, INC.
Adviser information for HOWE AND RUSLING, INC. last updated from Form ADV on March 11th, 2024. Select data displayed; additional Form ADV, Form D, Form 13F and other data is available from the Fincoded API.
Advisory Business
| Type of Organization | Corporation |
|---|---|
| Fiscal Year End | DECEMBER |
| Legal Location | New York, United States |
Employees
| Total Number of Employees | 23 |
|---|---|
| Investment Advisory/Research | 16 |
| Registered Broker-Dealer Representatives | 0 |
| Registered State Investment Advisers | 10 |
| Licensed Agents of an Insurance Company | 0 |
| No. of Firms/People that Solicit Clients | 5 |
RAUM
| Provides Management of Securities Portfolios | Yes |
|---|
| Type | Accounts | RAUM |
|---|---|---|
| Discretionary | 2,584 | $1.7B |
| Non-Discretionary | 15 | $2.9M |
| Total | 2,599 | $1.7B |
Clients
| Type | Number | RAUM |
|---|---|---|
| Individuals | 631 | $294.6M |
| HNW Individuals | 446 | $1.3B |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles | 0 | $0 |
| Pension and profit sharing plans | <5 | $13.1M |
| Charitable organizations | 19 | $63.7M |
| State or municipal gov entities | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 5 | $6.5M |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses | 11 | $20.7M |
| Other | 0 | $0 |
| Type | Number |
|---|---|
| No. of Non-RAUM Clients | 0 |
| No. of Non-U.S. Clients | 1 |
| No. of Financial Planning Clients | 51-100 |
Services
| Advisory Services | Financial planningPortfolio management for individuals and/or small businessesPortfolio management for businesses or institutional clientsSelection of other advisers (including private fund managers)Publication of periodicals or newslettersCONSULTING |
|---|---|
| Compensation | % of AUMFixed fees |
Principal Office
165 CULVER RDSUITE 100
ROCHESTER
NY
United States
Monday - Friday, 8:30AM TO 5:00PM
Tel: 585-325-4140, Fax: 585-325-7361
Chief Compliance Officer
EMILY LAMBERT
VP, OPERATIONS
165 CULVER RD
SUITE 100
ROCHESTER
NY
United States
Tel:
(585) 325-4140
Fax:
(585) 325-7361
E*******@*****************M
(Full email address available in API data)
Regulatory Contact
CRAIG D. CAIRNS
CEO, PRESIDENT
165 CULVER RD
SUITE 100
ROCHESTER
NY
United States
Tel:
(585) 325-4140
Fax:
(585) 325-7361
C******@*****************M
(Full email address available in API data)
Industry Affiliates
| ANDREA M. GRAY | Lawyer or law firm |
Private Funds
| Name | Type | Assets $USD | Min Investment $USD | No. Owners |
|---|
None
Control Persons
| Name | Type | Entity | Title | Since | Ownership |
|---|---|---|---|---|---|
| CAIRNS, CRAIG, DOUGLAS | Individual | – | PRESIDENT, CEO | 03/2003 | > 75% |
| RYAN, CASEY, D. | Individual | – | VICE PRESIDENT | 08/2004 | 5-10% |
| SISSON, MARY, LISA | Individual | – | VICE PRESIDENT | 10/2006 | < 5% |
| LAMBERT, EMILY, THERESE | Individual | – | CHIEF COMPLIANCE OFFICER, VP OPERATIONS | 01/2021 | < 5% |
| LESTER, BRIAN, WILLIAM | Individual | – | CHIEF INVESTMENT OFFICER | 12/2023 | < 5% |
No. Employees, Historic
RAUM, Historic
No. Clients, Historic
Holdings
From latest 13F, filed August 13th, 2024 for period ending June 30th, 2024
| Name | Class | Value $USD | # Shares | Private Fund |
|---|---|---|---|---|
| GLOBAL X FDS | GLBL X MLP ETF | 49 | 1 | – |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 270 | 10 | – |
| SPDR SER TR | PORTFOLIO S&P500 | 514 | 8 | – |
| WISDOMTREE TR | INTL SMCAP DIV | 889 | 14 | – |
| ISHARES TR | S&P SML 600 GWT | 900 | 7 | – |
| SPDR SER TR | NUVEEN BLOOMBERG | 1K | 48 | – |
| SPDR SER TR | BLOOMBERG EMERGI | 1K | 72 | – |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 2K | 60 | – |
| SPDR SER TR | S&P 600 SMCP VAL | 2K | 23 | – |
| ISHARES TR | US TREAS BD ETF | 2K | 82 | – |
| ISHARES TR | MSCI EMG MKT ETF | 2K | 50 | – |
| INVESCO EXCHANGE TRADED FD T | S&P500 EQL TEC | 2K | 60 | – |
| ISHARES TR | RUS MDCP VAL ETF | 2K | 20 | – |
| ISHARES TR | S&P MC 400GR ETF | 3K | 30 | – |
| ACCENTURE PLC IRELAND | SHS CLASS A | 3K | 9 | – |
| ISHARES TR | ROBOTICS ARTIF | 3K | 100 | – |
| CENCORA INC | COM | 3K | 15 | – |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 4K | 49 | – |
| AMDOCS LTD | SHS | 4K | 45 | – |
| CROWN HLDGS INC | COM | 4K | 49 | – |
| CATERPILLAR INC | COM | 4K | 11 | – |
| INVESCO EXCHANGE TRADED FD T | S&P500 EQL HLT | 4K | 124 | – |
| STRYKER CORPORATION | COM | 4K | 11 | – |
| ISHARES TR | INTL SEL DIV ETF | 4K | 141 | – |
| ISHARES TR | S&P 500 GRWT ETF | 4K | 44 | – |
| UNITEDHEALTH GROUP INC | COM | 4K | 8 | – |
| MCKESSON CORP | COM | 4K | 7 | – |
| QUALCOMM INC | COM | 4K | 21 | – |
| LOWES COS INC | COM | 4K | 19 | – |
| BECTON DICKINSON & CO | COM | 4K | 18 | – |
| ISHARES INC | MSCI GBL ETF NEW | 4K | 106 | – |
| DISNEY WALT CO | COM | 4K | 44 | – |
| VANECK ETF TRUST | CEF MUNI INCOME | 4K | 200 | – |
| META PLATFORMS INC | CL A | 5K | 9 | – |
| WISDOMTREE TR | EMER MKT HIGH FD | 5K | 105 | – |
| SPDR SER TR | S&P KENSHO NEW | 5K | 100 | – |
| GENUINE PARTS CO | COM | 5K | 34 | – |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 5K | 47 | – |
| ISHARES TR | S&P MC 400VL ETF | 5K | 43 | – |
| EOG RES INC | COM | 5K | 39 | – |
| KLA CORP | COM NEW | 5K | 6 | – |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 5K | 75 | – |
| BAXTER INTL INC | COM | 5K | 153 | – |
| BANK AMERICA CORP | COM | 5K | 132 | – |
| CHEVRON CORP NEW | COM | 5K | 34 | – |
| ISHARES TR | 20 YR TR BD ETF | 5K | 58 | – |
| MONDELEZ INTL INC | CL A | 5K | 82 | – |
| RANGE RES CORP | COM | 5K | 164 | – |
| JOHNSON & JOHNSON | COM | 6K | 38 | – |
| VISA INC | COM CL A | 6K | 22 | – |
| NEXTERA ENERGY INC | COM | 6K | 82 | – |
| INVESCO EXCHANGE TRADED FD T | BUILDING & CONST | 6K | 90 | – |
| US BANCORP DEL | COM NEW | 6K | 155 | – |
| CME GROUP INC | COM | 6K | 33 | – |
| CMS ENERGY CORP | COM | 6K | 109 | – |
| MORGAN STANLEY | COM NEW | 7K | 67 | – |
| MICRON TECHNOLOGY INC | COM | 7K | 50 | – |
| TJX COS INC NEW | COM | 7K | 60 | – |
| DTE ENERGY CO | COM | 7K | 60 | – |
| CONSTELLATION BRANDS INC | CL A | 7K | 26 | – |
| ASTRAZENECA PLC | SPONSORED ADR | 7K | 88 | – |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 7K | 119 | – |
| INVESCO EXCHANGE TRADED FD T | S&P500 EQL MAT | 7K | 207 | – |
| AMPHENOL CORP NEW | CL A | 7K | 108 | – |
| COCA COLA CO | COM | 7K | 116 | – |
| INTERCONTINENTAL EXCHANGE IN | COM | 8K | 56 | – |
| GOLDMAN SACHS GROUP INC | COM | 8K | 17 | – |
| UNION PAC CORP | COM | 9K | 38 | – |
| PEPSICO INC | COM | 9K | 53 | – |
| PHILIP MORRIS INTL INC | COM | 9K | 90 | – |
| HONEYWELL INTL INC | COM | 9K | 43 | – |
| ABBVIE INC | COM | 9K | 54 | – |
| VANGUARD WORLD FD | EXTENDED DUR | 9K | 127 | – |
| ISHARES TR | JPMORGAN USD EMG | 10K | 108 | – |
| GENERAL DYNAMICS CORP | COM | 10K | 34 | – |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 10K | 132 | – |
| VANGUARD WORLD FD | HEALTH CAR ETF | 11K | 40 | – |
| VANGUARD WORLD FD | CONSUM STP ETF | 11K | 54 | – |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 11K | 313 | – |
| WELLS FARGO CO NEW | PERP PFD CNV A | 12K | 10 | – |
| ISHARES TR | SELECT DIVID ETF | 12K | 100 | – |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 13K | 163 | – |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 13K | 166 | – |
| ISHARES TR | 3 7 YR TREAS BD | 13K | 116 | – |
| ISHARES TR | GLOBAL TECH ETF | 14K | 166 | – |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 14K | 558 | – |
| ISHARES TR | 1 3 YR TREAS BD | 16K | 191 | – |
| EXXON MOBIL CORP | COM | 16K | 136 | – |
| ISHARES INC | ESG AWR MSCI EM | 17K | 504 | – |
| ISHARES TR | COHEN STEER REIT | 17K | 300 | – |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 18K | 716 | – |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 18K | 598 | – |
| ISHARES TR | RUS 1000 VAL ETF | 18K | 102 | – |
| GLOBAL X FDS | GBL X BLOCKCHAIN | 18K | 350 | – |
| ISHARES TR | MSCI EAFE ETF | 19K | 238 | – |
| VANGUARD WORLD FD | COMM SRVC ETF | 19K | 136 | – |
| ISHARES TR | MSCI EAFE MIN VL | 19K | 272 | – |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 20K | 80 | – |
| JPMORGAN CHASE & CO. | COM | 20K | 99 | – |
| SPDR SER TR | PRTFLO S&P500 VL | 20K | 411 | – |
| INVESCO EXCHANGE TRADED FD T | FTSE RAFI 1000 | 20K | 530 | – |
| ISHARES TR | US OIL GS EX ETF | 20K | 202 | – |
| VANECK ETF TRUST | GOLD MINERS ETF | 21K | 610 | – |
| BROADCOM INC | COM | 21K | 13 | – |
| ISHARES TR | CORE S&P MCP ETF | 21K | 365 | – |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 22K | 318 | – |
| INVESCO EXCHANGE TRADED FD T | INVESCO MSCI | 25K | 631 | – |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 28K | 793 | – |
| SCHWAB STRATEGIC TR | US TIPS ETF | 29K | 562 | – |
| SCHWAB STRATEGIC TR | US REIT ETF | 32K | 2K | – |
| ISHARES TR | INTRM GOV CR ETF | 33K | 314 | – |
| INVESCO EXCHANGE TRADED FD T | FTSE RAFI 1500 | 34K | 903 | – |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 37K | 1K | – |
| ISHARES TR | PFD AND INCM SEC | 39K | 1K | – |
| INVESCO EXCHANGE TRADED FD T | S&P500 EQL STP | 41K | 1K | – |
| VANGUARD BD INDEX FDS | INTERMED TERM | 41K | 550 | – |
| INVESCO EXCHANGE TRADED FD T | S&P500 QUALITY | 41K | 653 | – |
| ISHARES TR | BROAD USD HIGH | 42K | 1K | – |
| INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 43K | 259 | – |
| VANGUARD WORLD FD | UTILITIES ETF | 46K | 310 | – |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 48K | 978 | – |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 51K | 430 | – |
| ISHARES TR | RUS 1000 ETF | 51K | 171 | – |
| ISHARES TR | RUS MD CP GR ETF | 52K | 472 | – |
| VANECK ETF TRUST | JUNIOR GOLD MINE | 52K | 1K | – |
| VANGUARD WORLD FD | MATERIALS ETF | 52K | 272 | – |
| VANECK ETF TRUST | LOW CARBN ENERGY | 54K | 563 | – |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 54K | 2K | – |
| ISHARES TR | 0-5 YR TIPS ETF | 57K | 571 | – |
| ISHARES TR | MSCI USA MIN VOL | 58K | 696 | – |
| SPDR SER TR | PORTFLI HIGH YLD | 60K | 3K | – |
| ISHARES TR | GL CLEAN ENE ETF | 66K | 5K | – |
| ISHARES TR | U.S. MED DVC ETF | 67K | 1K | – |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 68K | 3K | – |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 68K | 2K | – |
| SPDR SER TR | PORTFOLI S&P1500 | 70K | 1K | – |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 70K | 857 | – |
| ISHARES TR | TIPS BD ETF | 71K | 661 | – |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 71K | 1K | – |
| SELECT SECTOR SPDR TR | ENERGY | 71K | 782 | – |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 72K | 861 | – |
| SPDR SER TR | PRTFLO S&P500 GW | 73K | 907 | – |
| ISHARES TR | RUSSELL 3000 ETF | 75K | 244 | – |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 77K | 322 | – |
| VANGUARD WORLD FD | CONSUM DIS ETF | 78K | 250 | – |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 82K | 1K | – |
| ISHARES TR | ISHARES SEMICDTR | 85K | 343 | – |
| VANGUARD INDEX FDS | GROWTH ETF | 94K | 250 | – |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 94K | 2K | – |
| ISHARES TR | MSCI USA ESG SLC | 96K | 850 | – |
| GLOBAL X FDS | US PFD ETF | 96K | 5K | – |
| ETF SER SOLUTIONS | US VEGAN CLIMATE | 97K | 2K | – |
| SPDR SER TR | PRTFLO S&P500 HI | 103K | 3K | – |
| ISHARES TR | GL CLEAN ENE ETF | 104K | 8K | – |
| SPDR SER TR | S&P DIVID ETF | 105K | 824 | – |
| SPDR SER TR | SPDR MSCI USA GE | 105K | 969 | – |
| ISHARES TR | RUS 1000 GRW ETF | 106K | 292 | – |
| GLOBAL X FDS | RUSSELL 2000 | 107K | 7K | – |
| VANGUARD INDEX FDS | TOTAL STK MKT | 111K | 415 | – |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 113K | 2K | – |
| GLOBAL X FDS | ARTIFICIAL ETF | 115K | 3K | – |
| VANGUARD INDEX FDS | SM CP VAL ETF | 115K | 631 | – |
| NORTHERN LTS FD TR IV | INSPIRE SML/ MID | 117K | 3K | – |
| PROSHARES TR | S&P MDCP 400 DIV | 119K | 2K | – |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 122K | 1K | – |
| INVESCO EXCHANGE TRADED FD T | WILDERHIL CLAN | 122K | 6K | – |
| SPDR SER TR | SPDR MSCI USA GE | 124K | 1K | – |
| FIRST TR EXCHANGE TRADED FD | CONSUMR STAPLE | 128K | 2K | – |
| ISHARES TR | MSCI USA QLT FCT | 129K | 753 | – |
| ETF SER SOLUTIONS | US VEGAN CLIMATE | 134K | 3K | – |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 143K | 2K | – |
| ISHARES INC | MSCI JPN ETF NEW | 151K | 2K | – |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 154K | 3K | – |
| ISHARES TR | 7-10 YR TRSY BD | 157K | 2K | – |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 164K | 627 | – |
| PROSHARES TR | RUSS 2000 DIVD | 167K | 3K | – |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 170K | 2K | – |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 183K | 3K | – |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 189K | 5K | – |
| SPROTT PHYSICAL GOLD TR | UNIT | 193K | 11K | – |
| GLOBAL X FDS | SOLAR ETF | 195K | 20K | – |
| ISHARES TR | US TRSPRTION | 200K | 3K | – |
| ROCKWELL AUTOMATION INC | COM | 208K | 757 | – |
| CHECK POINT SOFTWARE TECH LT | ORD | 210K | 1K | – |
| VANGUARD INDEX FDS | SMALL CP ETF | 213K | 976 | – |
| SPDR SER TR | PORTFOLIO SH TSR | 215K | 7K | – |
| MARVELL TECHNOLOGY INC | COM | 215K | 3K | – |
| ISHARES TR | MSCI KLD400 SOC | 216K | 2K | – |
| ISHARES TR | RUSSELL 2000 ETF | 216K | 1K | – |
| GE VERNOVA INC | COM | 220K | 1K | – |
| POLARIS INC | COM | 223K | 3K | – |
| CARRIER GLOBAL CORPORATION | COM | 227K | 4K | – |
| ISHARES TR | CORE INTL AGGR | 228K | 5K | – |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 229K | 1K | – |
| STEPAN CO | COM | 230K | 3K | – |
| FIRST TR MID CAP CORE ALPHAD | COM SHS | 230K | 2K | – |
| HUMANA INC | COM | 231K | 619 | – |
| NORTHERN LTS FD TR IV | INSPIRE GBL HOPE | 238K | 7K | – |
| ARMSTRONG WORLD INDS INC NEW | COM | 243K | 2K | – |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 247K | 3K | – |
| FIRST TR EXCHANGE TRADED FD | DJ GLBL DIVID | 248K | 11K | – |
| INGEVITY CORP | COM | 253K | 6K | – |
| BALL CORP | COM | 255K | 4K | – |
| EATON CORP PLC | SHS | 260K | 830 | – |
| ZOETIS INC | CL A | 261K | 2K | – |
| MOODYS CORP | COM | 264K | 628 | – |
| THE CIGNA GROUP | COM | 266K | 804 | – |
| CRACKER BARREL OLD CTRY STOR | COM | 271K | 6K | – |
| MURPHY USA INC | COM | 273K | 582 | – |
| LIVE OAK BANCSHARES INC | COM | 276K | 8K | – |
| NEWMONT CORP | COM | 279K | 7K | – |
| ROYAL BK CDA | COM | 281K | 3K | – |
| WALMART INC | COM | 286K | 4K | – |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 288K | 8K | – |
| ISHARES TR | SP SMCP600VL ETF | 293K | 3K | – |
| ALLIANCE RESOURCE PARTNERS L | UT LTD PART | 294K | 12K | – |
| TARGA RES CORP | COM | 295K | 2K | – |
| WELLS FARGO CO NEW | COM | 299K | 5K | – |
| DORMAN PRODS INC | COM | 303K | 3K | – |
| TRANE TECHNOLOGIES PLC | SHS | 308K | 935 | – |
| ALLSTATE CORP | COM | 315K | 2K | – |
| GILEAD SCIENCES INC | COM | 317K | 5K | – |
| INVESCO QQQ TR | UNIT SER 1 | 320K | 669 | – |
| VANGUARD WORLD FD | MEGA GRWTH IND | 323K | 1K | – |
| ENTERGY CORP NEW | COM | 325K | 3K | – |
| TIMKEN CO | COM | 329K | 4K | – |
| ELECTRONIC ARTS INC | COM | 330K | 2K | – |
| SERVICENOW INC | COM | 333K | 423 | – |
| SPDR GOLD TR | GOLD SHS | 334K | 2K | – |
| AGCO CORP | COM | 338K | 3K | – |
| COLGATE PALMOLIVE CO | COM | 344K | 4K | – |
| BOSTON BEER INC | CL A | 347K | 1K | – |
| LOUISIANA PAC CORP | COM | 353K | 4K | – |
| SHERWIN WILLIAMS CO | COM | 355K | 1K | – |
| SOUTHERN CO | COM | 360K | 5K | – |
| COMCAST CORP NEW | CL A | 360K | 9K | – |
| NORTHROP GRUMMAN CORP | COM | 363K | 832 | – |
| U S PHYSICAL THERAPY | COM | 367K | 4K | – |
| EMERSON ELEC CO | COM | 373K | 3K | – |
| ISHARES TR | CORE MSCI TOTAL | 373K | 6K | – |
| ISHARES TR | RUS 2000 VAL ETF | 377K | 2K | – |
| AMERICAN EXPRESS CO | COM | 379K | 2K | – |
| GRAINGER W W INC | COM | 383K | 425 | – |
| NETFLIX INC | COM | 385K | 571 | – |
| BELDEN INC | COM | 389K | 4K | – |
| DARLING INGREDIENTS INC | COM | 389K | 11K | – |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 389K | 957 | – |
| SELECT SECTOR SPDR TR | INDL | 394K | 3K | – |
| BOOT BARN HLDGS INC | COM | 405K | 3K | – |
| ENERPAC TOOL GROUP CORP | CL A COM | 417K | 11K | – |
| NBT BANCORP INC | COM | 418K | 11K | – |
| ISHARES TR | CORE US AGGBD ET | 418K | 4K | – |
| BRINKS CO | COM | 419K | 4K | – |
| BRISTOL-MYERS SQUIBB CO | COM | 420K | 10K | – |
| M & T BK CORP | COM | 422K | 3K | – |
| MGP INGREDIENTS INC NEW | COM | 424K | 6K | – |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 432K | 6K | – |
| DYCOM INDS INC | COM | 436K | 3K | – |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 449K | 7K | – |
| ENTERPRISE PRODS PARTNERS L | COM | 449K | 15K | – |
| ALTRIA GROUP INC | COM | 453K | 10K | – |
| REGENERON PHARMACEUTICALS | COM | 470K | 447 | – |
| INVESCO EXCHANGE TRADED FD T | WATER RES ETF | 472K | 7K | – |
| AMERICAN ELEC PWR CO INC | COM | 475K | 5K | – |
| TARGET CORP | COM | 477K | 3K | – |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 480K | 1K | – |
| AMERICAN TOWER CORP NEW | COM | 481K | 2K | – |
| CONOCOPHILLIPS | COM | 482K | 4K | – |
| PPL CORP | COM | 497K | 18K | – |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 500K | 8K | – |
| ABBOTT LABS | COM | 501K | 5K | – |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 513K | 11K | – |
| DOW INC | COM | 523K | 10K | – |
| ISHARES TR | CORE TOTAL USD | 531K | 12K | – |
| CAMPBELL SOUP CO | COM | 533K | 12K | – |
| INTERNATIONAL BUSINESS MACHS | COM | 544K | 3K | – |
| SCHWAB CHARLES CORP | COM | 546K | 7K | – |
| ROSS STORES INC | COM | 569K | 4K | – |
| ISHARES TR | CORE S&P TTL STK | 578K | 5K | – |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 593K | 4K | – |
| 3M CO | COM | 615K | 6K | – |
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 616K | 1K | – |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 617K | 4K | – |
| ELI LILLY & CO | COM | 639K | 705 | – |
| WISDOMTREE TR | INTL LRGCAP DV | 651K | 13K | – |
| WP CAREY INC | COM | 656K | 12K | – |
| BROADSTONE NET LEASE INC | COM | 659K | 42K | – |
| WASTE MGMT INC DEL | COM | 671K | 3K | – |
| AFLAC INC | COM | 678K | 8K | – |
| ORACLE CORP | COM | 686K | 5K | – |
| VERIZON COMMUNICATIONS INC | COM | 690K | 17K | – |
| GE AEROSPACE | COM NEW | 734K | 5K | – |
| CISCO SYS INC | COM | 786K | 17K | – |
| MOTOROLA SOLUTIONS INC | COM NEW | 808K | 2K | – |
| VANGUARD WORLD FD | INF TECH ETF | 819K | 1K | – |
| VANGUARD INDEX FDS | VALUE ETF | 821K | 5K | – |
| ISHARES INC | CORE MSCI EMKT | 851K | 16K | – |
| INTEL CORP | COM | 905K | 29K | – |
| HOME DEPOT INC | COM | 923K | 3K | – |
| SELECT SECTOR SPDR TR | FINANCIAL | 932K | 23K | – |
| DUPONT DE NEMOURS INC | COM | 933K | 12K | – |
| PROCTER AND GAMBLE CO | COM | 934K | 6K | – |
| TRANSCAT INC | COM | 940K | 8K | – |
| ALPHABET INC | CAP STK CL A | 945K | 5K | – |
| SPDR SER TR | NUVEEN BLMBRG SH | 977K | 21K | – |
| ONEOK INC NEW | COM | 1M | 12K | – |
| S&P GLOBAL INC | COM | 1M | 2K | – |
| ISHARES TR | CORE HIGH DV ETF | 1M | 10K | – |
| PFIZER INC | COM | 1M | 39K | – |
| LOCKHEED MARTIN CORP | COM | 1M | 2K | – |
| SPDR S&P MIDCAP 400 ETF TR | UTSER1 S&PDCRP | 1M | 2K | – |
| SHELL PLC | SPON ADS | 1M | 17K | – |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 1M | 27K | – |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 1M | 6K | – |
| AMGEN INC | COM | 1M | 5K | – |
| MCDONALDS CORP | COM | 2M | 6K | – |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 2M | 28K | – |
| BIOMARIN PHARMACEUTICAL INC | COM | 2M | 25K | – |
| PAYCHEX INC | COM | 2M | 17K | – |
| PALO ALTO NETWORKS INC | COM | 2M | 6K | – |
| INVESCO EXCHANGE TRADED FD T | FOOD & BEVERAGE | 2M | 47K | – |
| ISHARES TR | S&P 100 ETF | 2M | 8K | – |
| CORTEVA INC | COM | 2M | 43K | – |
| ADOBE INC | COM | 2M | 4K | – |
| MERCK & CO INC | COM | 2M | 19K | – |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 2M | 35K | – |
| RTX CORPORATION | COM | 3M | 25K | – |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 3M | 44K | – |
| ISHARES BITCOIN TR | SHS | 3M | 77K | – |
| MICROSTRATEGY INC | CL A NEW | 3M | 2K | – |
| ISHARES TR | CORE MSCI EAFE | 3M | 39K | – |
| ISHARES TR | CORE DIV GRWTH | 3M | 54K | – |
| ISHARES TR | MSCI INTL QUALTY | 3M | 80K | – |
| SKYWORKS SOLUTIONS INC | COM | 3M | 30K | – |
| ACCENTURE PLC IRELAND | SHS CLASS A | 3M | 11K | – |
| ALLIENT INC | COM | 3M | 131K | – |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 4M | 32K | – |
| ZSCALER INC | COM | 4M | 20K | – |
| APPLIED MATLS INC | COM | 4M | 17K | – |
| MONSTER BEVERAGE CORP NEW | COM | 4M | 81K | – |
| VERTEX PHARMACEUTICALS INC | COM | 4M | 9K | – |
| GRAYSCALE BITCOIN TR BTC | SHS REP COM UT | 4M | 82K | – |
| CENCORA INC | COM | 5M | 20K | – |
| DISNEY WALT CO | COM | 5M | 46K | – |
| NORFOLK SOUTHN CORP | COM | 5M | 22K | – |
| BOOKING HOLDINGS INC | COM | 5M | 1K | – |
| L3HARRIS TECHNOLOGIES INC | COM | 5M | 22K | – |
| ASML HOLDING N V | N Y REGISTRY SHS | 5M | 5K | – |
| BECTON DICKINSON & CO | COM | 5M | 22K | – |
| MCKESSON CORP | COM | 5M | 9K | – |
| KLA CORP | COM NEW | 6M | 7K | – |
| PINTEREST INC | CL A | 6M | 129K | – |
| SPDR S&P 500 ETF TR | TR UNIT | 6M | 11K | – |
| VANGUARD INDEX FDS | MID CAP ETF | 6M | 26K | – |
| BAXTER INTL INC | COM | 6M | 188K | – |
| GENUINE PARTS CO | COM | 6M | 47K | – |
| FISERV INC | COM | 6M | 44K | – |
| LOWES COS INC | COM | 7M | 30K | – |
| INTUIT | COM | 7M | 10K | – |
| VISA INC | COM CL A | 7M | 26K | – |
| EDWARDS LIFESCIENCES CORP | COM | 7M | 73K | – |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 7M | 57K | – |
| ISHARES TR | BROAD USD HIGH | 7M | 189K | – |
| CME GROUP INC | COM | 7M | 35K | – |
| US BANCORP DEL | COM NEW | 7M | 176K | – |
| NEXTERA ENERGY INC | COM | 7M | 99K | – |
| MONDELEZ INTL INC | CL A | 7M | 109K | – |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 7M | 163K | – |
| CROWDSTRIKE HLDGS INC | CL A | 7M | 19K | – |
| ISHARES TR | CORE S&P SCP ETF | 7M | 68K | – |
| MASTERCARD INCORPORATED | CL A | 7M | 16K | – |
| AMDOCS LTD | SHS | 7M | 92K | – |
| CROWN HLDGS INC | COM | 7M | 98K | – |
| QUALCOMM INC | COM | 7M | 37K | – |
| EOG RES INC | COM | 8M | 60K | – |
| CMS ENERGY CORP | COM | 8M | 128K | – |
| COSTCO WHSL CORP NEW | COM | 8M | 9K | – |
| CHEVRON CORP NEW | COM | 8M | 50K | – |
| CATERPILLAR INC | COM | 8M | 24K | – |
| BANK AMERICA CORP | COM | 8M | 207K | – |
| MORGAN STANLEY | COM NEW | 9M | 94K | – |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 9M | 159K | – |
| RANGE RES CORP | COM | 9M | 277K | – |
| GOLDMAN SACHS GROUP INC | COM | 9M | 21K | – |
| COCA COLA CO | COM | 10M | 162K | – |
| ABBVIE INC | COM | 11M | 63K | – |
| UNION PAC CORP | COM | 11M | 50K | – |
| JOHNSON & JOHNSON | COM | 11M | 78K | – |
| STRYKER CORPORATION | COM | 12M | 34K | – |
| ASTRAZENECA PLC | SPONSORED ADR | 12M | 150K | – |
| GENERAL DYNAMICS CORP | COM | 12M | 41K | – |
| AMPHENOL CORP NEW | CL A | 12M | 182K | – |
| DTE ENERGY CO | COM | 12M | 110K | – |
| PEPSICO INC | COM | 13M | 76K | – |
| ALPHABET INC | CAP STK CL C | 13M | 69K | – |
| TJX COS INC NEW | COM | 13M | 116K | – |
| MICRON TECHNOLOGY INC | COM | 14M | 103K | – |
| PHILIP MORRIS INTL INC | COM | 14M | 139K | – |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 14M | 186K | – |
| UNITEDHEALTH GROUP INC | COM | 15M | 30K | – |
| INTERCONTINENTAL EXCHANGE IN | COM | 16M | 116K | – |
| CONSTELLATION BRANDS INC | CL A | 17M | 64K | – |
| ISHARES TR | CORE S&P US VLU | 18M | 201K | – |
| NVIDIA CORPORATION | COM | 19M | 152K | – |
| HONEYWELL INTL INC | COM | 19M | 90K | – |
| META PLATFORMS INC | CL A | 20M | 39K | – |
| AMAZON COM INC | COM | 23M | 121K | – |
| EXXON MOBIL CORP | COM | 28M | 243K | – |
| ISHARES TR | CORE S&P US GWT | 29M | 228K | – |
| ISHARES TR | CORE S&P500 ETF | 32M | 58K | – |
| APPLE INC | COM | 32M | 152K | – |
| BROADCOM INC | COM | 33M | 20K | – |
| MICROSOFT CORP | COM | 33M | 73K | – |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 35M | 434K | – |
| VANGUARD INDEX FDS | TOTAL STK MKT | 35M | 131K | – |
| ISHARES TR | INTRM GOV CR ETF | 35M | 342K | – |
| JPMORGAN CHASE & CO. | COM | 39M | 194K | – |