ZHANG FINANCIAL
ZHANG FINANCIAL LLC Legal Name
Adviser information for ZHANG FINANCIAL last updated from Form ADV on March 27th, 2024. Select data displayed; additional Form ADV, Form D, Form 13F and other data is available from the Fincoded API.
Advisory Business
| Type of Organization | Limited Liability Company |
|---|---|
| Fiscal Year End | DECEMBER |
| Legal Location | Michigan, United States |
Employees
| Total Number of Employees | 40 |
|---|---|
| Investment Advisory/Research | 16 |
| Registered Broker-Dealer Representatives | 0 |
| Registered State Investment Advisers | 16 |
| Licensed Agents of an Insurance Company | 0 |
| No. of Firms/People that Solicit Clients | 0 |
RAUM
| Provides Management of Securities Portfolios | Yes |
|---|
| Type | Accounts | RAUM |
|---|---|---|
| Discretionary | 5,931 | $3.6B |
| Non-Discretionary | 312 | $2.1B |
| Total | 6,243 | $5.7B |
Clients
| Type | Number | RAUM |
|---|---|---|
| Individuals | 930 | $428.4M |
| HNW Individuals | 981 | $3.2B |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles | 0 | $0 |
| Pension and profit sharing plans | 10 | $43.0M |
| Charitable organizations | <5 | $540.0M |
| State or municipal gov entities | <5 | $1.5B |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses | 0 | $0 |
| Other | 0 | $0 |
| Type | Number |
|---|---|
| No. of Non-RAUM Clients | 0 |
| No. of Non-U.S. Clients | 0 |
| No. of Financial Planning Clients | 2000 |
Services
| Advisory Services | Financial planningPortfolio management for individuals and/or small businessesPortfolio management for businesses or institutional clientsPension consulting servicesEducational seminars/workshops |
|---|---|
| Compensation | % of AUMHourly chargesFixed fees |
Wrap Fee Program
| Offers Wrap Fee Program | Yes |
|---|
| Acting As | RAUM |
|---|---|
| Sponsor | 0 |
| Portfolio Manager | 0 |
| Both for Same | 3.6B |
| Portfolio Manager to Program | Sponsor |
|---|---|
| ZHANG FINANCIAL WRAP FEE PROGRAM | ZHANG FINANCIAL |
Principal Office
5931 OAKLAND DR.PORTAGE
MI
United States
Monday - Friday, 9:00-5:00
Tel: 269-385-5888, Fax: 269-385-5705
Chief Compliance Officer
LYNN CHEN-ZHANG
CEO
5931 OAKLAND DR.
PORTAGE
MI
United States
Tel:
269-385-5888
Fax:
269-385-5705
L*************@*****************M
(Full email address available in API data)
Industry Affiliates
| LYNN CHEN-ZHANG, CPA, PLC | Accountant or accounting firm |
| MERION CAPITAL LLC | Other investment adviser, including financial planners |
Private Funds
| Name | Type | Assets $USD | Min Investment $USD | No. Owners |
|---|
None
Control Persons
| Name | Type | Entity | Title | Since | Ownership |
|---|---|---|---|---|---|
| ZHANG, CHARLES, CHENG | Individual | – | FOUNDER AND PRESIDENT | 12/2011 | > 75% |
| CHEN-ZHANG, LYNN, LING | Individual | – | CEO AND CHIEF COMPLIANCE OFFICER | 12/2011 | < 5% |
No. Employees, Historic
RAUM, Historic
No. Clients, Historic
Holdings
From latest 13F, filed July 19th, 2024 for period ending June 30th, 2024
| Name | Class | Value $USD | # Shares | Private Fund |
|---|---|---|---|---|
| ABBOTT LABORATORIES | COM | 354K | 3K | – |
| ABBVIE INC | COM | 2M | 13K | – |
| ADOBE INC | COM | 2M | 3K | – |
| AIRBNB INC | COM CL A | 490K | 3K | – |
| ALLSTATE CORP | COM | 368K | 2K | – |
| ALPHABET INC | CAP STK CL C | 2M | 13K | – |
| ALPHABET INC | CAP STK CL A | 8M | 44K | – |
| ALTRIA GROUP | COM | 831K | 18K | – |
| AMAZON COM | COM | 9M | 45K | – |
| AMERICAN CENTURY | AVANTIS US SMALL | 481K | 10K | – |
| AMERICAN EXPRESS | COM | 2M | 8K | – |
| AMERIPRISE FINANCIAL | COM | 1M | 3K | – |
| AMGEN INC | COM | 5M | 15K | – |
| APOGEE ENTERPRISES | COM | 574K | 9K | – |
| APOLLO GLOBAL | COM | 2M | 18K | – |
| APPLE INC | COM | 42M | 198K | – |
| APPLIED INDUSTRIAL TECH | COM | 5M | 24K | – |
| APPLIED MATERIALS | COM | 1M | 6K | – |
| AUTODESK INC | COM | 615K | 2K | – |
| AVANTIS INTL | INTL EQT ETF | 11M | 171K | – |
| AVANTIS U S | US SML CP VALU | 1M | 16K | – |
| AVANTIS U S | US EQT ETF | 13M | 149K | – |
| AVERY DENNISON CORP | COM | 220K | 1K | – |
| BALCHEM CORP | COM | 770K | 5K | – |
| BANK AMERICA | COM | 341K | 9K | – |
| BERKSHIRE HATHAWAY | CL A | 2M | 3 | – |
| BERKSHIRE HATHAWAY | CL B | 10M | 24K | – |
| BLACKROCK INC | COM | 705K | 895 | – |
| BLACKROCK ULTRA | BLACKROCK ULTRA | 1M | 22K | – |
| BLACKSTONE INC | COM | 1M | 10K | – |
| BNY MELLON | US LRG CP CORE | 21M | 199K | – |
| BNY MELLON | US MDCP CORE EQT | 1M | 13K | – |
| BNY MELLON | INTERNATIONL EQT | 3M | 34K | – |
| BNY MELLON | EMRG MKT EQUIT | 204K | 3K | – |
| BNY MELLON | CORE BOND ETF | 1M | 35K | – |
| BOEING CO | COM | 273K | 1K | – |
| BOOKING HOLDINGS | COM | 2M | 463 | – |
| BROADCOM INC | COM | 4M | 2K | – |
| CALAMOS CONVERTIBLE | COM SHS | 132K | 12K | – |
| CARLYLE GROUP | COM | 520K | 13K | – |
| CATERPILLAR INC | COM | 3M | 8K | – |
| CHEVRON CORP | COM | 527K | 3K | – |
| CISCO SYSTEMS | COM | 2M | 41K | – |
| COCA COLA COMPANY | COM | 624K | 10K | – |
| COCA-COLA CONSOLIDATED | N/A | 217K | 200 | – |
| COMCAST CORP | CL A | 438K | 11K | – |
| CORTEVA INC | COM | 532K | 10K | – |
| COSTCO WHOLESALE | COM | 870K | 1K | – |
| CUMMINS INC | COM | 268K | 967 | – |
| DANAHER CORP | COM | 430K | 2K | – |
| DEERE & CO | COM | 732K | 2K | – |
| DELL TECHNOLOGIES | CL C | 727K | 5K | – |
| DIMENSIONAL EMERGING | EMGR CRE EQT MNG | 2M | 65K | – |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 43M | 1M | – |
| DIMENSIONAL INTL | INTERNATNAL VAL | 502K | 14K | – |
| DIMENSIONAL US | US CORE EQT MKT | 15M | 412K | – |
| DIMENSIONAL US | US EQUITY ETF | 110M | 2M | – |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 6M | 99K | – |
| DIMENSIONAL US | US TARGETED VLU | 1M | 25K | – |
| DIMENSIONAL US | US LARGE CAP VAL | 904K | 31K | – |
| DIMENSIONAL US | US CORE EQUITY 2 | 71M | 2M | – |
| DIMENSIONAL US | US MKTWIDE VALUE | 3M | 77K | – |
| DIMENSIONAL US | US SMALL CAP VAL | 15M | 538K | – |
| DIMENSIONAL WORLD | WORLD EX US CORE | 888K | 35K | – |
| DOLLAR GENL | COM | 669K | 5K | – |
| DOW INC | COM | 1M | 20K | – |
| DUPONT DE | COM | 491K | 6K | – |
| EATON CORP | SHS | 1M | 5K | – |
| ELI LILLY | COM | 2M | 2K | – |
| ENLINK MIDSTREAM | COM UNIT REP LTD | 313K | 23K | – |
| EXXON MOBIL | COM | 1M | 13K | – |
| FIRST MERCHANTS | COM | 275K | 8K | – |
| FIRST SOLAR | COM | 564K | 3K | – |
| FORD MOTOR | COM | 2M | 158K | – |
| FORTINET INC | COM | 508K | 8K | – |
| GENERAL MILLS | COM | 416K | 7K | – |
| GILEAD SCIENCES | COM | 798K | 12K | – |
| GOLDMAN SACHS | COM | 2M | 4K | – |
| GRAYSCALE BITCOIN TR BTC | SHS REP COM UT | 203K | 4K | – |
| HERSHEY COMPANY | COM | 499K | 3K | – |
| HF FOODS | COM | 3M | 1M | – |
| HOME DEPOT | COM | 1M | 4K | – |
| HONEYWELL INTL | COM | 3M | 12K | – |
| ILLINOIS TOOL | COM | 536K | 2K | – |
| INTL BUSINESS | COM | 3M | 17K | – |
| INVESCO EXCHANGE | S&P500 LOW VOL | 275K | 4K | – |
| INVESCO NASDAQ | NASDAQ 100 ETF | 494K | 3K | – |
| INVESCO QQQ | UNIT SER 1 | 2M | 5K | – |
| INVESCO S&P | S&P500 EQL WGT | 416K | 3K | – |
| ISHARES CORE | CORE S&P TTL STK | 82M | 688K | – |
| ISHARES CORE | CORE S&P500 ETF | 12M | 22K | – |
| ISHARES CORE | CORE US AGGBD ET | 2M | 19K | – |
| ISHARES CORE | CORE S&P MCP ETF | 1M | 22K | – |
| ISHARES CORE | CORE S&P SCP ETF | 2M | 16K | – |
| ISHARES CORE | CORE MSCI TOTAL | 4M | 53K | – |
| ISHARES CORE | CORE DIV GRWTH | 329K | 6K | – |
| ISHARES GOLD | ISHARES | 22M | 493K | – |
| ISHARES MSCI | MSCI EAFE ETF | 1M | 15K | – |
| ISHARES MSCI | EAFE VALUE ETF | 4M | 80K | – |
| ISHARES MSCI | MSCI USA QLT FCT | 327K | 2K | – |
| ISHARES MSCI | MSCI EMRG CHN | 4M | 73K | – |
| ISHARES NATIONAL | NATIONAL MUN | 4M | 38K | – |
| ISHARES RUSS | RUS MDCP VAL ETF | 440K | 4K | – |
| ISHARES RUSSELL | RUS MID CAP ETF | 426K | 5K | – |
| ISHARES RUSSELL | RUS 1000 VAL ETF | 358K | 2K | – |
| ISHARES RUSSELL | RUS 1000 GRW ETF | 1M | 3K | – |
| ISHARES RUSSELL | RUS 1000 ETF | 552K | 2K | – |
| ISHARES RUSSELL | RUS 2000 VAL ETF | 16M | 107K | – |
| ISHARES RUSSELL | RUSSELL 3000 ETF | 3M | 11K | – |
| ISHARES S&P | S&P 500 GRWT ETF | 374K | 4K | – |
| ISHARES S&P | S&P 500 VAL ETF | 803K | 4K | – |
| ISHARES S&P | S&P MC 400VL ETF | 305K | 3K | – |
| ISHARES S&P | SP SMCP600VL ETF | 1M | 13K | – |
| ISHARES SELECT | SELECT DIVID ETF | 2M | 19K | – |
| ISHARES SHORT | SHRT NAT MUN ETF | 6M | 56K | – |
| ISHARES SILVER | ISHARES | 306K | 12K | – |
| ISHARES TIPS | TIPS BD ETF | 3M | 24K | – |
| ISHARES U S | US HOME CONS ETF | 2M | 15K | – |
| JOHNSON & JOHNSON | COM | 2M | 10K | – |
| JPMORGAN CHASE | COM | 2M | 11K | – |
| KELLOGG CO | COM | 1M | 20K | – |
| KIMBERLY CLARK | COM | 525K | 4K | – |
| KKR & CO | COM | 1M | 11K | – |
| KLA CORP | COM | 3M | 3K | – |
| LAM RESEARCH CORPORATION | COM | 391K | 367 | – |
| LCI INDS | COM | 1M | 12K | – |
| LINDE PLC | SHS | 1M | 3K | – |
| LOWES COMPANIES | COM | 2M | 8K | – |
| MARATHON PETROLEUM | COM | 1M | 7K | – |
| MASTERCARD INC | CL A | 701K | 2K | – |
| MATERION CORP | COM | 216K | 2K | – |
| MCDONALDS CORP | COM | 749K | 3K | – |
| MCKESSON CORP | COM | 2M | 4K | – |
| MERCADOLIBRE INC | COM | 1M | 706 | – |
| MERCK & COMPANY | COM | 2M | 19K | – |
| FACEBOOK INC | CL A | 5M | 11K | – |
| METLIFE INC | COM | 371K | 5K | – |
| MICRON TECHNOLOGY INC | COM | 3M | 23K | – |
| MICROSOFT CORP | COM | 26M | 58K | – |
| MONDELEZ INTERNATIONAL | CL A | 1M | 16K | – |
| MORGAN STANLEY | COM | 301K | 3K | – |
| MURPHY USA | COM | 248K | 529 | – |
| NETFLIX INC | COM | 252K | 374 | – |
| NEXTERA ENERGY | COM | 313K | 4K | – |
| NORFOLK SOUTHERN | COM | 204K | 949 | – |
| NOVO NORDISK | ADR | 362K | 3K | – |
| NUCOR CORP | COM | 820K | 5K | – |
| NVIDIA CORP | COM | 9M | 76K | – |
| NXP SEMICONDUCTORS | COM | 963K | 4K | – |
| O REILLY AUTOMOTIVE | COM | 239K | 226 | – |
| ORACLE CORP | COM | 901K | 6K | – |
| PAYCHEX INC | COM | 200K | 2K | – |
| PEPSICO INC | COM | 3M | 19K | – |
| PFIZER INC | COM | 880K | 31K | – |
| PHILIP MORRIS | COM | 1M | 12K | – |
| PROCTER & GAMBLE | COM | 4M | 25K | – |
| PRUDENTIAL FINANCIAL | COM | 616K | 5K | – |
| QORVO INC | COM | 447K | 4K | – |
| QUALCOMM INC | COM | 1M | 6K | – |
| QUEST DIAGNOSTICS | COM | 237K | 2K | – |
| RAYTHEON TECHNOLOGIES | COM | 230K | 2K | – |
| SALESFORCE.COM INC | COM | 978K | 4K | – |
| SANOFI | SPONSORED ADR | 243K | 5K | – |
| SCHWAB AGGREGATE | US AGGREGATE B | 800K | 18K | – |
| SCHWAB EMERGING | EMRG MKTEQ ETF | 304K | 11K | – |
| SCHWAB INTL | INTL EQTY ETF | 8M | 207K | – |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 10M | 153K | – |
| SCHWAB US | US LRG CAP ETF | 2M | 35K | – |
| SCHWAB US | US LCAP VA ETF | 484K | 7K | – |
| SCHWAB US | US MID-CAP ETF | 2M | 30K | – |
| SCHWAB US | US SML CAP ETF | 559K | 12K | – |
| SCHWAB US | US TIPS ETF | 417K | 8K | – |
| SECTOR FINANCIAL | SBI INT-FINL | 475K | 12K | – |
| SECTOR TECHNOLOGY | TECHNOLOGY | 1M | 6K | – |
| SHERWIN WILLIAMS | COM | 486K | 2K | – |
| SHOPIFY INC | CL A | 460K | 7K | – |
| SHYFT GROUP | COM | 133K | 11K | – |
| SOUTHERN COMPANY | COM | 384K | 5K | – |
| SPDR DOW | UT SER 1 | 901K | 2K | – |
| SPDR GOLD | GOLD SHS | 278K | 1K | – |
| SPDR PORTFOLIO | PORTFOLIO DEVLPD | 982K | 28K | – |
| SPDR PORTFOLIO | PORTFOLIO INTRMD | 1M | 40K | – |
| SPDR PORTFOLIO | PORTFOLIO SHORT | 689K | 23K | – |
| SPDR PORTFOLIO | PORTFOLIO AGRGTE | 4M | 173K | – |
| SPDR PORTFOLIO | PORTFOLI S&P1500 | 10M | 151K | – |
| SPDR PORTFOLIO | PORTFOLIO S&P400 | 3M | 66K | – |
| SPDR PORTFOLIO | PORTFOLIO SH TSR | 3M | 106K | – |
| SPDR S&P 500 ETF TR | TR UNIT | 9M | 16K | – |
| SPDR S&P | UTSER1 S&PDCRP | 1M | 2K | – |
| SPDR SERIES | S&P HOMEBUILD | 1M | 11K | – |
| SPDR SERIES | S&P 500 ESG ETF | 252K | 5K | – |
| STARBUCKS CORP | COM | 225K | 3K | – |
| STATE STREET | COM | 240K | 3K | – |
| STEELCASE INC | CL A | 279K | 22K | – |
| STRYKER CORP | COM | 25M | 73K | – |
| TARGET CORP | COM | 496K | 3K | – |
| TESLA INC | COM | 1M | 6K | – |
| TEVA PHARMACEUTICAL | SPONSORED ADS | 309K | 19K | – |
| THERMO FISHER | COM | 207K | 374 | – |
| TIZIANA LIFE | COM | 51K | 56K | – |
| TJX COS | COM | 220K | 2K | – |
| TYSON FOODS | CL A | 211K | 4K | – |
| UBS GROUP | SHS | 945K | 32K | – |
| UNITEDHEALTH GROUP | COM | 288K | 565 | – |
| VALERO ENERGY | COM | 259K | 2K | – |
| VANECK VECTORS | SEMICONDUCTR ETF | 283K | 1K | – |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 3M | 14K | – |
| VANGUARD ESG | ESG INTL STK ETF | 220K | 4K | – |
| VANGUARD ESG | ESG US STK ETF | 318K | 3K | – |
| VANGUARD EXTENDED | EXTEND MKT ETF | 2M | 11K | – |
| VANGUARD FINANCIALS | N/A | 211K | 2K | – |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 9M | 210K | – |
| VANGUARD TAX-MANAGED INTL FD | FTSE DEV MKT ETF | 7M | 135K | – |
| VANGUARD FTSE | FTSE SMCAP ETF | 2M | 13K | – |
| VANGUARD FTSE | ALLWRLD EX US | 968K | 17K | – |
| VANGUARD GROWTH | GROWTH ETF | 4M | 10K | – |
| VANGUARD HEALTH | HEALTH CAR ETF | 535K | 2K | – |
| VANGUARD HIGH | HIGH DIV YLD | 30M | 254K | – |
| VANGUARD INDUSTRIALS | INDUSTRIAL ETF | 468K | 2K | – |
| VANGUARD INFORMATION | INF TECH ETF | 3M | 5K | – |
| VANGUARD INTERMEDIATE | INTERMED TERM | 789K | 11K | – |
| VANGUARD INTERMEDIATE | INTER TERM TREAS | 624K | 11K | – |
| VANGUARD INTERMEDIATE | INT-TERM CORP | 363K | 5K | – |
| VANGUARD INTERNATIONAL | INTL HIGH ETF | 2M | 34K | – |
| VANGUARD LARGE | LARGE CAP ETF | 771K | 3K | – |
| VANGUARD MEGA | MEGA GRWTH IND | 4M | 13K | – |
| VANGUARD MEGA | MEGA CAP VAL ETF | 4M | 30K | – |
| VANGUARD MEGA | MEGA CAP INDEX | 5M | 25K | – |
| VANGUARD MID | MCAP VL IDXVIP | 1M | 7K | – |
| VANGUARD MID | MCAP GR IDXVIP | 291K | 1K | – |
| VANGUARD MID | MID CAP ETF | 14M | 57K | – |
| VANGUARD MUNICIPAL | TAX EXEMPT BD | 672K | 13K | – |
| VANGUARD REAL | REAL ESTATE ETF | 5M | 59K | – |
| VANGUARD RUSSELL | VNG RUS1000GRW | 3M | 37K | – |
| VANGUARD RUSSELL | VNG RUS1000VAL | 2M | 32K | – |
| VANGUARD RUSSELL | VNG RUS1000IDX | 4M | 15K | – |
| VANGUARD S&P | 500 GRTH IDX F | 2M | 5K | – |
| VANGUARD S&P | 500 VAL IDX FD | 13M | 76K | – |
| VANGUARD S&P | MIDCP 400 IDX | 1M | 11K | – |
| VANGUARD S&P | S&P 500 ETF SHS | 120M | 240K | – |
| VANGUARD SHORT | SHRT TRM CORP BD | 2M | 27K | – |
| VANGUARD SMALL | SM CP VAL ETF | 44M | 243K | – |
| VANGUARD SMALL | SMALL CP ETF | 1M | 7K | – |
| VANGUARD STAR FDS | VG TL INTL STK F | 66M | 1M | – |
| VANGUARD TOTAL | TOTAL BND MRKT | 23M | 314K | – |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 60M | 529K | – |
| VANGUARD INDEX FDS | TOTAL STK MKT | 129M | 481K | – |
| VANGUARD VALUE | VALUE ETF | 9M | 58K | – |
| VERTEX PHARMACEUTICALS | COM | 2M | 4K | – |
| VIATRIS INC | COM | 222K | 21K | – |
| VISA INC | COM CL A | 1M | 6K | – |
| WALMART INC | COM | 682K | 10K | – |
| WALT DISNEY | COM DISNEY | 206K | 2K | – |
| WELLS FARGO | COM | 218K | 4K | – |
| WORLD GOLD | SPDR GLD MINIS | 5M | 107K | – |
| WORTHINGTON INDUSTRIES | COM | 237K | 5K | – |
| ZOETIS INC | CL A | 3M | 20K | – |
| ETF SER SOLUTIONS | HOYA CAP HOUSI | 235K | 5K | – |
| INVESCO S&P | S&P500 EQL TEC | 392K | 11K | – |
| INVESCO S&P | S&P500 EQL HLT | 207K | 7K | – |
| ISHARES 1-3YR | 1 3 YR TREAS BD | 844K | 10K | – |
| KADANT INC | COM | 2M | 6K | – |
| SKYLINE CHAMPION CORPORATION | COM | 678K | 10K | – |
| VANGUARD FTSE | FTSE PACIFIC ETF | 217K | 3K | – |
| CITY HOLDING COMPANY | Common Stock | 401K | 4K | – |
| ISHARES BITCOIN TR | SHS | 9M | 254K | – |
| ISHARES SEMICONDUCTOR | MF Closed and MF Open | 223K | 904 | – |